Should i sue my auto insurance company?

Should i sue my auto insurance company?

On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?

 

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Should i sue my auto insurance company?

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I got in an accident and it is my fault. I traded info and immediately told my insurance company. It turns out that the other party tried to commit fraud on the case, got caught, and will not get a claim now. Though I do feel bad as it is ultimately my fault, my car has no damage so if neither party gets collision claims will it go on my record or raise my premium? It seems like it shouldn't but I feel like it will. Thank you.

 

 

Had an Accident Car insurance question?

I had my first accident the other day and it was pretty bad. I was the person at fault. I am about to turn 21 in 8 days. I have allstate insurance and the othe party of the accident no has a lawyer even though he acked fine at the accident. How much will my insurance go up and is there anything else i should know or can do?

 

 

How much should i insure my house for?

My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness

 

 

Rear ended someone.. how much to get fixed without insurance?

i just got my car like 6 months ago and i was with my friend and he had to stop suddenly cuz of something runnin out in the road and i wasnt paying attention and i rear ended him.. neither of us wanted to get the cops involved cuz he had someone in his car and just got his license which is illegal and i didnt want me insurance 2 go up http://i44.tinypic[dot]com/5obq8[dot]jpg can't link so just replace the [dot] with a period . thats a pic of the damage i dont think its too bad probably just need a new hood bumper fenders and lights right? also if i did end up going through insurance how much would it go up about im 17 yrs old? my mom is paying for it right now but she said if i ever get a ticket or anything that i cant get out of then i gotta pay the difference so idk if itll be cheaper this way or something

 

 

How do I get Health Insurance?

I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don't have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don't help me pay for anything, and I can't afford to pay $100 a month for privaet insurance. I'm not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I'm a student? Where should I apply?

 

 

What would be a good first car thats cheap?

oh and btw while i'm at it whats cheap insurance for a 16 year old male,liability pretty much

 

 

What is pip in insurance?

What is pip in insurance?

 

 

What happens if you get caught driving without insurance?

In Florida I'm just wondering :o

 

 

My car was stolen and recovered, insurance are offering me a low figure or they will repair it.any advis?

car: renault megane dynamiquie, 1.9 dci, mileage 106,000, black, 5dr, before stolen: smooth drive, nothing wrong with it.. after stolen recovered: insurance says it will cost 2300 to repair it hence offered me 'total loss' and got me a 'salvage offer' of 4k. Insurance is saying I only got two opetions accept offer or have it repaired. I think offer is low and dont want to get it repaired in case something else goes wrong with afterwards.. I always thought you can reject first offer so how come in this case I am not getting the option to reject offer??? Insurance are saying they are getting on 4k from salvages for the car hence wont give me more then that.. but shouldnt my insrance top up with some more or am I being silly? please advise.....

 

 

Can I get motorcycle insurance without my parents finding out?

I am a Nebraska resident, so are my parents, and I am currently a college student. My parents still claim me as a dependent, and I am covered under their insurance plan for my car. My dad has an umbrella plan that covers all of my family and each of their vehicles. Just recently, I bought a motorcycle without them knowing. I have the bike and the title, so I want to take it to the DMV to get it registered under my name. (1) Will an motorcycle under my name show up on my dad's policy because I'm covered under him? Or can I get my own motorcycle insurance through another insurance agency for just motorcycles, but stay under my dad's umbrella policy for my car (without him knowing)? (2) Are there penalties or negative repercussions if I register it, but just store it (never drive it) and do not buy insurance OR license plates for it within a certain number of days? Any and all suggestions that might help me are much appreciated. The end goal is to be able to drive my motorcycle starting in the Spring of 2014, insure and license it myself, stay under my dad's policy for my car, and all while he does not find out about it in any way. Is that possible?

 

 

Progressive car insurance?

my mom is planning to get progressive car insurance , and they told her that it's going to cost her 81$ per month (I think) , and I am 18 years old and I wanna know how much will it cost if they add me to that insurance?

 

 

Cheap motocycle insurance?

Ive got 1 claim and 1 conviction so finding insurance is hard enough does any one where i can find the cheapest cover for my bike its a 125cc bike and im 18 please help

 

 

Finding 2000-3000 insurance for young driver?

With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks

 

 

What is the best health insurance for my family?

We are started to look for health insurance for our family and I was just wondering what everyones opinion was. We have 2 young children.

 

 

Where to go to find a house/car insurance quotas!?

I have a project for my economics class, we have to make a family of four budget for a month and we have to like buy a house, a car, food, and lots of other things But with this we have to go into detail and we have to find out the Homeowner/Renter Insurance and Automobile Insurance but I really have NO clue where to go to find this. Is there any website that just gives you the direct quota of how much it will cost you a month? Help me out anyone?

 

 

Who's car insurance pays for accident?

A young guy hit into the rear of my vehicle the other day. When I asked for insurance information he said he is driving his grandmothers car and he can't show me any. I don't know if he is telling the truth that it is not his car or not. He just gave me his name and phone number. At first I felt the marks were not bad but decided they should be fixed. He is hoping I don't pursue any damage claim. If this is his grandmothers car will her insurance pay for the accident or will his insurance?

 

Should i sue my auto insurance company?

On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?

 

600cc supersport vs 1000cc sport insurance cost?

I'm young and most insurance companies wouldn't insure me on a supersport until I've been riding for 3 years. So i'm wondering if for some dumb reason they'd be more likely to insure me on a 1000cc sportbike than a 600cc supersport bike just because the 600 is a ss. The other part of the question is what's the deal with 1000cc vs 600ccSS with older riders? Thanks love ya guys

 

 

Hi, i am due to renew my car insurance and HASTINGS ESSENTIAL is the cheapest, i want to put my dad?

on the policy and my current insurer wants an extra 73, whilst hastings will put him on for less than my renewal quote for just me, i am currently with ECAR and it costs 1 a minute to phone customer services, if any one is insured by hastings or ecar i would love to hear your feedback, many thanks, Dan.

 

 

Hit and run + Insurance: Help?

Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated...

 

 

What is the most affordable health insurance for children for a family who's income is $60k?

What is the most affordable health insurance for children for a family who's income is $60k?

 

 

Term life insurance - which is a good company?

I have home and car insurance with Allstate for many years. Now, I am looking for term life insurance. I know exactly how much term life insurance I need. Do you know which one is better and cheaper company? I did some research and it looks like Prudential, Allstate, New York Life and State Farm are good companies. One of the criteria I have is that company should be there and should provide good service to my beneficiary if I die during insurance period. Does insurance agent (how good or bad) matter? Or once I decide to a company, then can I go to any agent or should I look for something specific in selecting the agent?

 

 

How does car insurance work if someone lends you their car?

I'm 16,licensed. No car at the moment,but I'm insured on my moms car.(mom and dad are seperated). My dad says he'll let me take his car out when I'm over but I'm not on his insurance. Would it cover me since I won't be driving it regularly?or would it not. And if I wrecked would it affect my license? (Tennessee)

 

 

What is the average monthly rate for restaurant liabilty insurance in tampa?

And which insurance company in tampa do the restaurant insurance..Mind is in the plaza not free stand..

 

 

We're going to vegas and will be renting a car, should we get the insurance?

I've heard that getting insurance when you rent a car is pointless because your regular auto insurance will cover you, because insurance covers the driver and not the car. If we were to get the car insurance for the rental car, it would add an extra $250. Obviously our regular insurance has to cover us, or else the car rental place wouldn't make this insurance optional. Am i right? Should we consider getting the insurance?

 

 

Maternity Insurance Coverage?

My family doesn't currently have insurance. I'm 10 weeks pregnant and my husband is about to start a new job where we will be offered insurance. I think the insurance the company offers is Blue Cross Blue Shield of Florida. I know that I can be put on his insurance but are they likely to give me a problem with the pregnancy? I've heard that insurance companies will refuse to cover your prenatal care if you don't have the insurance before getting pregnant.

 

 

Can someone use a P.O. Box when applying for auto insurance?

Can someone use a P.O. Box when applying for auto insurance? I live in New Orleans, and the insurance for new and used vehicles is REALLY expensive. I have a clean record, and am applying for insurance on a non sporty vehicle (Honda Accord or Civic sedan). I was wondering if I can get a P.O. Box in another Parish (County) where the insurance is significantly cheaper. This way I can apply with that address rather than my residential. Thanks for your help!

 

 

Car insurance question?

im planning on getting a dodge neon srt 4, im 20 i been driving since i was 16, i got my full license at 18. i have no accidents, tickets or anything(knock on wood). does anyone know how much it would be a month. im also planing on putting 4,000 down on it.

 

 

Where can i find good and cheap used car dealer insurance?

i am trying to open a used car lot and need insurance for it. where can i find cheap insurance i have looked and got a quote at one place but the price is to high 6500.00 per year, are there any other companies that will offer that but for cheaper? thanks

 

 

HOW MUCH is your car insurance for your 17 yo boy?

Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!). Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.

 

 

Whats the name of the song on the geico motorcycle insurance commercial with the cavemen?

whats the name of the song on the geico motorcycle insurance commercial with the cavemen?

 

 

How can I price/estimate what my car insurance payment will be if I don't currently have a car?

I live in New Jersey. I haven't EVER had my own car insurance although when I was in high school I was on my parents' insurance. I am a 28 year old female. Thanks all!!!

 

 

Term Life Insurances-Nicotine and insurance testing?

I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks

 

 

Question about State Health Insurance and marriage in Connecticut?

I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?

 

 

Rental car insurance?

Do I have to get rental car insurance in va from hertZ

 

 

17 YEAR OLD MOTERCYCLE INSURANCE?

I am 17 and am going to buy a 2013 kawasaki ninja 300 abs. What will my insurance costs be?

 

 

What to do, can't afford Automobile insurance 17 year old male.?

I'm 17 been driving since i was 15 i have quite a few tickets but no moving violations never once. only expired tags and stuff like that. i had insurance all when i was 16 in my name $130 a month. well i lost my job and all i moved out of my moms and on my own now and i got another job but that barely covers rent and food money. i went everywhere last few days and can't find insurance cheap. everyone tells me its $250 down and 200 a month. the cheapest i found it was $200 down and $160 a month im in Houston Tx and its a 94 mustang Gt im trying to insure. Seriously what do they expect me to do? im a 17 year old kid and they expect me to pay out the *** for insurance? how do they expect me to do that? what should i do? i got a 25 mile drive to work everyday what would u guys recommend me to do? all seriousness though i dont wanna get car impounded.

 

 

Car insurance question.?

Can I have a car loan under my name and have the title under mine and my parents name as a main cosigner? Then have insurance under my parents name? Is it possible to have the title under my name with no cosigner and insurance under parents? I just want cheaper insurance that's all.

 

 

Affordable term life insurance quote?

What good is affordable term life insurance?

 

 

Where can I get some really good short-term health insurance?

My employer cut me off, because I didn't accumulate enough credit hours last year (their fault--those jerks)!

 

 

Requirements for california drivers license?

how many behind the wheel professional training hours are required in the state of california in order to get a license?

 

 

What would my insurance be if i got a crotch rocket?

im 17 and have my license for a car. i was thinking about getting my motorcycle license. what i want to know is, how much would the insurance be if i bought a crotch rocket? yes, i know how to ride one.

 

Should i sue my auto insurance company?

On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?

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